Rafiki
Financial operating system for flexible teams with automated invoicing KYC/KYB compliance and instant cross-border payments via stablecoin and fiat across 130+ countries
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RafikiAbout Rafiki
About Rafiki
Rafiki is a financial operating system designed for flexible teams agencies freelancers and contractors. They automate invoicing by converting time logs into invoices handle KYC/KYB verification and enable instant cross-border payments. Features include multi-party payment routing to pay multiple contractors in a single transaction stablecoin wallets (USDC USDT) and fiat channels supporting EUR USD GBP ZAR and African currencies. Active across UK EU US and Africa with 0.2-1.4% transaction fees. Supported by CV Labs JobTech Alliance and Baobab Network.
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Historical Performance
Quick Fire with Greg Cooke: Rafiki OS makes subcontracting and cross-border work simple
Greg Cooke is a South African entrepreneur currently based in the UK, leading Growth and Product at Rafiki, a startup he co-founded after several years in performance and growth marketing. At Rafiki, he is developing software that streamlines cross-border subcontracting by utilizing stablecoin rails and multi-party invoicing. Unlike traditional invoicing tools, Rafiki is designed specifically for subcontracting workflows, collapsing multi-party engagements into a single process that saves time, reduces errors, and enables instant settlement across borders.
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Rafiki offers multi-party invoicing and collaborative payments, and affordable cross-border transfers, including free instant transfers between Rafiki wallets anywhere in the world. Fiat and stablecoin payouts are built into invoicing.
From Solo to Squads: Shifting Africa's Freelancers to Micro-Agencies
According to global startup data, only around 10% of new ventures succeed. The main reason isn't always money—it's people. Teams are stretched thin, hiring is rushed, and under-qualified talent gets forced into critical roles. Across Africa, this challenge is pronounced. Despite high unemployment, a growing generation is rejecting traditional corporate careers for freelancing, contracting, and independent work.
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